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Home Financing Made Simple

How much home you can afford based on your income and expenses.
December 5, 2025

Guidance. Clarity. Confidence.

For most buyers, a home is the largest and most meaningful investment you’ll ever make — and finding the right financing is just as important as finding the right property.
With so many lending institutions and mortgage products available today, it’s essential to work with someone who can help you navigate your options with confidence. Interest rates, loan types, and qualification requirements can vary widely, and the right choice can save you thousands of dollars over the life of your loan.
 

My Commitment to You

As your trusted Real Estate Agent, I’m here to make sure you’re informed and supported through every step of your home buying journey — including the financing process.
I partner with some of the most reputable lenders and mortgage professionals in the Southern Maryland and Charles County areas who offer personalized service, competitive rates, and loan programs tailored to your needs.
 
Whether you’re a first-time buyer, upgrading to your dream home, or investing in property, I’ll help connect you with a lender who will:

 Clearly explain your financing options
  •  Help you understand pre-approval and qualification requirements
  •  Provide transparent rate comparisons
  • Ensure a smooth and timely loan process from start to finish

Tools to Help You Plan

Use a mortgage calculator to estimate:
 
  • Monthly payments based on loan amount and interest rate
  • How much home you can afford based on your income and expenses
  • The long-term benefits of different loan types
These tools are a great starting point — but nothing replaces personalized advice from a trusted mortgage expert.
 

Let’s work together to make sure you secure the financing that fits your goals and your lifestyle — because your homeownership success is my priority.

 
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.

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